Comments on: Bank of America Sucks http://www.stevebozzone.com/articles/bank-of-america-sucks Thu, 10 Nov 2011 23:27:58 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: John Wright http://www.stevebozzone.com/articles/bank-of-america-sucks/comment-page-1#comment-444 John Wright Thu, 15 Apr 2010 08:49:27 +0000 http://www.stevebozzone.com/?p=133#comment-444 If it walks like a piggy, talks like a piggy, by golly it’s a PIGGY! BofA and it’s CEO Brian Moynihan reminds me of that song by John Lennon and George Harrison titled "Piggies" I invite you to listen to this song on youtube and see if it appropriately fits. http://www.youtube.com/watch?v=MIopI2isIKc&feature=related</P Have you seen the little piggies Crawling in the dirt And for all the little piggies Life is getting worse Always having dirt to play around in. Have you seen the bigger piggies In their starched white shirts You will find the bigger piggies Stirring up the dirt Always have clean shirts to play around in. In their ties with all their backing They don't care what goes on around In their eyes there's something lacking What they need's a damn good whacking. Everywhere there's lots of piggies Living piggy lives You can see them out for dinner With their piggy wives Clutching forks and knives to eat their bacon. Wright vs. Bank of America Lawsuit at: http://news.yahoo.com/s/prweb/20100323/bs_prweb/prweb3766544_1 When I filed my lawsuit against Bank of America, myself and United Law Group thought of the many others out there in the same situation. It was then that we decided to educate the public on what these piggy banks are doing, as well as unite us all together as one voice. Please help me turn this David vs. Goliath modification process, into a Goliath vs. Goliath. Please stand with me and United Law Group and send an email to Bank of America that states that we will no longer tolerate their potentially illegal, fraudulent, irregular and abusive business methods. Divided we might have fell America, but united we must stand! Please send your email directly to Bank of America and include the following: 1. Your name 2. Your complaint concerning your experience with Bank of America. 3. Please end your email “I support John Wright vs. BofA Lawsuit!” 4. Please send a copy of your email to johns-wright@hotmail.com 5. Please send your email to both BofA link below and the CEO email BofA Linked Email: https://www3.bankofamerica.com/contact/?lob=general&contact_returnto=&state=VA CEO Brian Moynihan: brian.t.moynihan@bankofamerica.com If it walks like a piggy, talks like a piggy, by golly it’s a PIGGY!

BofA and it’s CEO Brian Moynihan reminds me of that song by John Lennon and George Harrison titled “Piggies” I invite you to listen to this song on youtube and see if it appropriately fits. http://www.youtube.com/watch?v=MIopI2isIKc&feature=related</P

Have you seen the little piggies
Crawling in the dirt
And for all the little piggies
Life is getting worse
Always having dirt to play around in.

Have you seen the bigger piggies
In their starched white shirts
You will find the bigger piggies
Stirring up the dirt
Always have clean shirts to play around in.

In their ties with all their backing
They don't care what goes on around
In their eyes there's something lacking
What they need's a damn good whacking.

Everywhere there's lots of piggies
Living piggy lives
You can see them out for dinner
With their piggy wives
Clutching forks and knives to eat their bacon.

Wright vs. Bank of America Lawsuit at: http://news.yahoo.com/s/prweb/20100323/bs_prweb/prweb3766544_1

When I filed my lawsuit against Bank of America, myself and United Law Group thought of the many others out there in the same situation. It was then that we decided to educate the public on what these piggy banks are doing, as well as unite us all together as one voice. Please help me turn this David vs. Goliath modification process, into a Goliath vs. Goliath.

Please stand with me and United Law Group and send an email to Bank of America that states that we will no longer tolerate their potentially illegal, fraudulent, irregular and abusive business methods.

Divided we might have fell America, but united we must stand!

Please send your email directly to Bank of America and include the following:

1. Your name
2. Your complaint concerning your experience with Bank of America.
3. Please end your email “I support John Wright vs. BofA Lawsuit!”
4. Please send a copy of your email to johns-wright@hotmail.com
5. Please send your email to both BofA link below and the CEO email

BofA Linked Email:
https://www3.bankofamerica.com/contact/?lob=general&contact_returnto=&state=VA

CEO Brian Moynihan:
brian.t.moynihan@bankofamerica.com

]]> By: bank of america sucks ass! http://www.stevebozzone.com/articles/bank-of-america-sucks/comment-page-1#comment-382 bank of america sucks ass! Sun, 14 Jun 2009 21:04:48 +0000 http://www.stevebozzone.com/?p=133#comment-382 [...] Bank of America Sucks | positive energy  [...] [...] Bank of America Sucks | positive energy  [...]

]]> By: vanessa http://www.stevebozzone.com/articles/bank-of-america-sucks/comment-page-1#comment-370 vanessa Tue, 28 Apr 2009 16:03:00 +0000 http://www.stevebozzone.com/?p=133#comment-370 Wow. I am so glad to find all of these other people share my sentiments for this disgusting bank. Several months ago I had a "wonderful" (and by wonderful - i mean awful) experience with Bank Of America. A third party had withdrawn funds from my account without notifying me. Not knowing this, my boyfriend and I made several small purchases the same day that caused us to over withdraw. I ended up overwithdrawing about 10$ and was charged about 200$ in fees for each little withdrawl. I spoke to bank of america and they told me they could waive the fees and place the money back in our account if we got the third party to put the money back in the account. I immediatly called the third party who admitted they were wrong and they put the money back in the account within 24hours. I was on vacation and now had not a dime to my name... Spoke with Bank of America and they said it would take up to 4 days to put the money back in my account. In the mean time, I had a payment due to my bank of america credit card that currently has an introductory 0% apr. I could not make the payment because BOA had all of my money. I called them and they basically said "tough shit." Now i have a credit score of 790. Pay all of my bills on time and this is what they did to me? They ended up charging me a 40$ late fee (i ended up making the payment 1 day late after bank of america finally put the money back into my account), they took away my 0% apr and hit me with an awesom 23% apr, and that took my payment from 64$ to 174$. I went nutso and eventually got them to give me back the 0% apr introductory offer but i still had to make the payment of 174$. I havent done it yet, but i will be switching to a credit union as soon as i can find one that will suit my needs. I HATE BANK OF AMERICA. Oh and did i also mention that when i tried to take out a small personal loan several months ago (even though i have had an account with them for about 15 years) i was denied "due to the economy" and was forced to take out the formentioned credit card with them and then about a month later receive some literature from them stating that i qualified for a small unsecured loan (with much better rates i might add). If the present state of the economy helps to put an end to this horrible bank the country will be that much better!!!! Wow. I am so glad to find all of these other people share my sentiments for this disgusting bank. Several months ago I had a “wonderful” (and by wonderful – i mean awful) experience with Bank Of America. A third party had withdrawn funds from my account without notifying me. Not knowing this, my boyfriend and I made several small purchases the same day that caused us to over withdraw. I ended up overwithdrawing about 10$ and was charged about 200$ in fees for each little withdrawl. I spoke to bank of america and they told me they could waive the fees and place the money back in our account if we got the third party to put the money back in the account. I immediatly called the third party who admitted they were wrong and they put the money back in the account within 24hours. I was on vacation and now had not a dime to my name… Spoke with Bank of America and they said it would take up to 4 days to put the money back in my account. In the mean time, I had a payment due to my bank of america credit card that currently has an introductory 0% apr. I could not make the payment because BOA had all of my money. I called them and they basically said “tough shit.” Now i have a credit score of 790. Pay all of my bills on time and this is what they did to me? They ended up charging me a 40$ late fee (i ended up making the payment 1 day late after bank of america finally put the money back into my account), they took away my 0% apr and hit me with an awesom 23% apr, and that took my payment from 64$ to 174$. I went nutso and eventually got them to give me back the 0% apr introductory offer but i still had to make the payment of 174$. I havent done it yet, but i will be switching to a credit union as soon as i can find one that will suit my needs. I HATE BANK OF AMERICA. Oh and did i also mention that when i tried to take out a small personal loan several months ago (even though i have had an account with them for about 15 years) i was denied “due to the economy” and was forced to take out the formentioned credit card with them and then about a month later receive some literature from them stating that i qualified for a small unsecured loan (with much better rates i might add). If the present state of the economy helps to put an end to this horrible bank the country will be that much better!!!!

]]> By: Roberto http://www.stevebozzone.com/articles/bank-of-america-sucks/comment-page-1#comment-367 Roberto Wed, 22 Apr 2009 16:34:26 +0000 http://www.stevebozzone.com/?p=133#comment-367 More people that share your view - spread the word and lets bring them down: http://www.youtube.com/watch?v=u6hy4PBo4tE&feature=channel_page More people that share your view – spread the word and lets bring them down: http://www.youtube.com/watch?v=u6hy4PBo4tE&feature=channel_page

]]> By: Steve http://www.stevebozzone.com/articles/bank-of-america-sucks/comment-page-1#comment-346 Steve Tue, 31 Mar 2009 04:24:58 +0000 http://www.stevebozzone.com/?p=133#comment-346 Your experience sounds ridiculous, Dave. One more reason to avoid BOA at all costs. They do not serve their customers, they attempt to own them. Your experience sounds ridiculous, Dave. One more reason to avoid BOA at all costs. They do not serve their customers, they attempt to own them.

]]> By: avatar42 http://www.stevebozzone.com/articles/bank-of-america-sucks/comment-page-1#comment-342 avatar42 Mon, 30 Mar 2009 23:53:41 +0000 http://www.stevebozzone.com/?p=133#comment-342 I am SO pissed I am vibrating right now. Seems that when I called Bank of America on March 19th about their debt consolidation loan mailer (and was of course turned down as you NEVER get the rate the offer is for with them) they took it upon themselves to close both of the cards I have with them. Of course they did not see fit to tell me or send back the overpayment of $91.90 still setting in my account. In fact they just sent me checks to use to transfer money at 3.99% onto a card and their website shows both cards as still active! After having the card declined I called customer support which told me the account I was calling about was closed and asked if I'd like a check sent with the money they owed me. I asked why they had not done that already and he said "we hang onto it till you ask for it". BTW per my quarterly report from Discover my credit score as of March 10th was 777. One card had a $20500 limit and the other $17000. One can only imagine how they treat people with average credit. I also have cards with Discover, AmEx, Capital One, Household and 3 with Chase after mergers and I am not seeing this nonsense with them. Though Cap One has other privacy issues. (They gave my number to collection agencies looking for my ex-wife.) BOA is the same company that screwed me on a promotion last year. I transferred a balance onto one of their cards and signed up for e-statements. I setup automatic payments with my bank and forgot about it. Well they changed the due date so the first payment was 2 days late and raised my rate from 0% to 21%. As it seems that the email address I gave had issues AND oddly their Quicken interface seemed to fail about this time, AGAIN, it set there for a few months before I noticed Quicken was no longer getting data from them. By then I had racked up over $1000 in interest charges. At that point I transferred the balance to Chase. Note they did not bother sending a letter that the email account was not working till later. Before that I let them sign me up for a trial credit monitoring / protection service to compare it against Discovers service. I never heard ONE word from them and so I completely forgot about it. A year later they charged my account. Since I had not used the card in 3 months I did not look at that statement. And of course it is not updating Quicken AGAIN, though since I have not charged anything that would seem right. Anyway the next month I happen to check the statement and I see a late fee on it and call them up. It takes awhile for them to even route me to the right place to cancel this useless service. AND it will take them a few weeks more to reverse the charge. In the mean time I need to pay the $99 charge PLUS $46.25 in fees and interest to avoid another late fee AND ANOTHER nonpayment mark on my credit history! Note for the same cost, Discover's service sends me a quarterly summary AND a notice EVERYTIME someone queries my credit. This BOA partner could not even be bothered to let me know the service had started. BOA was supposed to do my final mortgage on the house I just built but I think I would go with even Citi Bank over them at this point. They did raise my purchase rate too but then all the cards are doing that these days. It is getting cheaper to get money from the mob than carry a balance on your cards. Dave I am SO pissed I am vibrating right now. Seems that when I called Bank of America on March 19th about their debt consolidation loan mailer (and was of course turned down as you NEVER get the rate the offer is for with them) they took it upon themselves to close both of the cards I have with them. Of course they did not see fit to tell me or send back the overpayment of $91.90 still setting in my account. In fact they just sent me checks to use to transfer money at 3.99% onto a card and their website shows both cards as still active! After having the card declined I called customer support which told me the account I was calling about was closed and asked if I’d like a check sent with the money they owed me. I asked why they had not done that already and he said “we hang onto it till you ask for it”. BTW per my quarterly report from Discover my credit score as of March 10th was 777. One card had a $20500 limit and the other $17000. One can only imagine how they treat people with average credit. I also have cards with Discover, AmEx, Capital One, Household and 3 with Chase after mergers and I am not seeing this nonsense with them. Though Cap One has other privacy issues. (They gave my number to collection agencies looking for my ex-wife.)

BOA is the same company that screwed me on a promotion last year. I transferred a balance onto one of their cards and signed up for e-statements. I setup automatic payments with my bank and forgot about it. Well they changed the due date so the first payment was 2 days late and raised my rate from 0% to 21%. As it seems that the email address I gave had issues AND oddly their Quicken interface seemed to fail about this time, AGAIN, it set there for a few months before I noticed Quicken was no longer getting data from them. By then I had racked up over $1000 in interest charges. At that point I transferred the balance to Chase. Note they did not bother sending a letter that the email account was not working till later.

Before that I let them sign me up for a trial credit monitoring / protection service to compare it against Discovers service. I never heard ONE word from them and so I completely forgot about it. A year later they charged my account. Since I had not used the card in 3 months I did not look at that statement. And of course it is not updating Quicken AGAIN, though since I have not charged anything that would seem right. Anyway the next month I happen to check the statement and I see a late fee on it and call them up. It takes awhile for them to even route me to the right place to cancel this useless service. AND it will take them a few weeks more to reverse the charge. In the mean time I need to pay the $99 charge PLUS $46.25 in fees and interest to avoid another late fee AND ANOTHER nonpayment mark on my credit history! Note for the same cost, Discover’s service sends me a quarterly summary AND a notice EVERYTIME someone queries my credit. This BOA partner could not even be bothered to let me know the service had started.

BOA was supposed to do my final mortgage on the house I just built but I think I would go with even Citi Bank over them at this point.

They did raise my purchase rate too but then all the cards are doing that these days. It is getting cheaper to get money from the mob than carry a balance on your cards.

Dave

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